golden pacific bank


We are offering businesses a streamlined web-based application for SBA loans. This new streamlined process lets owners get pre-approved for an SBA loan in as little as 5 minutes.

Since its introduction late last year, Golden Pacific Bank quickly became the online leader for SBA-guaranteed, working capital loans under $350,000.


An SBA loan is a small business loan guaranteed in part by the U.S. Small Business Administration. Through automation, Golden Pacific Bank reduces the typical bank SBA lending process from months to weeks after the application is complete. Golden Pacific Bank SBA loans offer longer terms, lower rates, and lower monthly payments than other loan options.


Golden Pacific Bank enables businesses to pre-qualify in 5 minutes, get pre-approved in 30 minutes, and receive funds as fast as 7 days after the application is complete. Golden Pacific Bank SBA loans have an automated application and are for amounts between $5,000 and $350,000.


Many small businesses are eligible for a SBA Loan. Click on the links below to get your questions answered and get started on a loan today.


Get started on a loan



Introducing the CALASIAN NOWaccount® 

With a long history of supporting our rich and diverse business community, the CALASIAN Chamber of Commerce is pleased to announce it has partnered with NOWaccount® – the payment solution that works for B2B – to help our small business members gain better access to growth capital.

With NOWaccount, you choose which accounts you want to receive payment on NOW®, while your business and government customers continue to enjoy the free and flexible payment terms they require.

If your customers take 30, 60, 90 days or more to pay, NOWaccount lets you turn your receivables into cash, so you can accelerate your revenue and grow your business.



With NOWaccount:

  • You choose which customers to enter into your NOWaccount.
  • All of the selected customer’s invoices are submitted into your NOWaccount.
    • Customers may be removed from the system at anytime, but once removed, they may not be reentered for 12 months.
  • You receive approval decisions on your selected customers within 48 hours.
  • NOWaccount pays 90% of the invoice amount, less any applicable surcharge*, within 5 business days.
  • You receive the 10% reserve, less the 2.5% fee, 30 days after invoice maturity. (minimum 60 days after purchase)
  • Your fee is based on the payment terms you offer, not when, or if, the customer pays. Fee equals:
    • 2.50% for up to Net 30 Day terms (0.25% surcharge* applied for extended 30-day terms)
    • 2.75% for up to Net 60 Day terms (2.50% + 0.25% surcharge*)
    • 3.00% for up to Net 90 Day terms (2.50% + 0.50% surcharge*)
    • 1.00% surcharge* for customers outside the U.S. and Canada
    • $35/mo. Merchant Service Fee (waived by CALASIAN)
  • You have no credit risk on the customer.
    • NOWaccount assumes liability for customer payments.
    • You are responsible for satisfying customer disputes.

For more information contact,
Tanya Motta
Project Director
United States Department of Transportation
Southwest Region – Small Business Transportation Resource Center
(916) 443-5957

Apply Now transparent v.1